Here's a highly detailed, photorealistic anime-style illustration of the scene:
A young woman stands waist-deep in crystal clear turquoise ocean water, her back slightly turned towards the viewer as she casts a subtle over-the-shoulder glance with her large expressive aqua eyes, filled with a soft thoughtful look. Her smooth and lightly tanned skin glows with gentle sun-kissed highlights, showcasing the soft shadows and contours of her body. Her long aqua hair is slightly damp, with strands clinging to her face and neck, catching the light in delicate highlights.
She wears an aqua bikini that perfectly complements the surrounding water's color, wet and clinging to her skin in a realistic texture. The transparency of the water allows the viewer to see the lower part of her body submerged, with gentle ripples around her waist. Over her bikini, she wears a partially unbuttoned sheer white shirt, draping loosely off her shoulders, its fabric semi-transparent from being soaked, revealing more of her bikini and skin underneath.
The wet shirt clings to her arms and flows with the movement of the water, creating subtle dynamic folds and wrinkles that catch the sunlight. The warm bright light casts golden reflections on her skin and surrounding water, with soft ripples and gentle waves allowing the viewer to see the sandy bottom below, as well as patches of rocks and seaweed adding texture and depth.
Small drops of water glisten on her skin, capturing the sun's rays and adding realism to the image. The lighting creates a soft ethereal glow around her, enhancing the serene and peaceful atmosphere. In the background, the water extends out towards the horizon, gradually fading into a deeper blue as it meets the sky.
The clear sky is mostly empty with only a few soft clouds, blending with the tranquil light blue tones of the ocean. The overall color palette is a harmonious mix of light blues, teals, and subtle earthy tones, evoking a sense of calm and peacefulness. The composition focuses on the balance between the girl and her serene environment, with details conveying a tranquil almost meditative mood.
The reflections textures, and interplay of light between the water and the girl's figure create a lifelike and immersive visual experience, drawing the viewer into this serene and idyllic scene.