Here's a highly detailed, photorealistic anime-style illustration of the scene:
A young woman stands waist-deep in crystal clear turquoise ocean water, her back slightly turned towards the viewer as she gives a subtle over-shoulder glance. Her aqua eyes are filled with a soft, thoughtful look, gazing out at the endless blue horizon. Her skin is smooth and lightly tanned, with gentle sun-kissed highlights that accentuate the contours of her body.
Her long, aqua hair clings to her face and neck, damp from the ocean's spray, its delicate strands catching the sunlight in soft highlights. She wears an aqua bikini that perfectly complements the surrounding water, its wet fabric clinging slightly to her skin. The transparency of the water allows a glimpse of her submerged lower body, with gentle ripples around her waist.
A partially unbuttoned, sheer white shirt drapes loosely off her shoulders, its semi-transparent fabric revealing more of her bikini and skin underneath. The wet shirt clings to her arms, flowing with the movement of the water as it creates subtle, dynamic folds and wrinkles that catch the sunlight.
Soft golden reflections dance across her skin and the surrounding water, casting a warm and inviting glow. The incredibly clear ocean water reveals the sandy bottom below, as well as patches of rocks and seaweed, adding texture and depth to the scene. Small drops of water glisten on her skin, capturing the sun's rays and adding a sense of realism.
The serene atmosphere is enhanced by the soft, ethereal lighting that creates a gentle aura around her. The composition balances the girl with her tranquil environment, focusing on the interplay between light, water, and subject. The reflections, textures, and subtle color palette evoke a sense of calm and peacefulness, drawing the viewer into the serene world of this anime-style illustration.