A stunning mermaid fantasy artwork by Artgerm, featuring a mermaid with flowing hair and a radiant tail, illuminated by blue and red neon lights. The scene is set underwater, with bioluminescent sea creatures and vibrant coral reefs in the background. The mermaid is gracefully swimming, her tail shimmering with neon hues, creating a dynamic and enchanting composition. The lighting is dramatic, with neon colors casting a vibrant glow, enhancing the mystical atmosphere.